See How Your Money Can Grow

Investing for the future? Use this calculator to estimate how your investment contributions and returns will grow over time.

The goal of any investment is to get more cash out than you put in. The profit (or loss) you incur is your "return on investment." And thanks to compounding returns, the longer you leave your money invested, the higher your potential returns could be. Use our investment calculator to estimate how much your investment could grow over time.

Retirement Calculator

Using your age, current income, and current retirement savings rate, this retirement calculator will show if you're on track for the retirement you want.


Savings at retirements

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How we got here

Our free calculator estimates your retirement nest egg based on your current retirement savings strategies and then calculates how it would stretch over your retirement in today’s dollars, taking inflation into account. Our default assumptions include

  • A 3% average annual inflation rate
  • Salary increases of 2% per year.
  • A 5% rate of return in retirement (assuming a more conservative portfolio).

Using this retirement calculator

First, enter your current age, income, savings balance, and how much you save for retirement each month. That’s enough to get a snapshot of where you stand.

Want to customize your results? Expanding the Optional settings lets you add what you expect to receive from Social Security (get an estimate here), adjust your spending level in retirement, change your expected retirement age, and more.

Hover over or tap on the color bars in your results panel to get further insight into where you stand.

You can adjust your inputs to see how various actions, like saving more or planning to retire later, might affect your retirement picture.